Utah-based · Boutique funding
Fast.Flexible Funding.Approved in 24 Hours.
Utah-based boutique funder providing solutions others can't—including second positions, so you can get back to business.
- Typical decision time
- 24 hrs
- Funding range
- $25k–$500k
- Common time to capital
- Same day
- Positions considered
- 2nd
Why Choose Fairpark Capital
Business Funding Without the Runaround.
Fast
Get a fast decision in less than 24 hours. No weeks of waiting.
Flexibility
We fund where others stop. Get a 2nd position or unique financing solution.
Service
Hands-on support from a boutique Utah-based team that knows your business.
How It Works
Simple. Transparent. Fast.
- 01
Apply Online
Quick and straightforward application.
- 02
Get Approved
Receive a quick decision in 24 hours or less.
- 03
Get Funded
Capital delivered when you need it, often the same day.
Our Difference
We Put Merchants First
Fairpark Capital is not another big, impersonal lender. We combine better customer service, faster approvals, and the ability to fund second positions with the personal touch of a boutique team.
That's how we give your business an edge when it matters most.
Our Values
Four things we won’t trade away.
Fairpark was built by people who spent years watching merchants get quoted one thing and signed into another. These are the commitments that shaped the company.
- 01Honesty
- Real terms up front. No teaser rates, no fees that appear at signing, no fine print written to be missed.
- 02Speed
- A decision inside 24 hours, because a funding offer that arrives in three weeks is not an offer — it's a postmortem.
- 03Flexibility
- Second positions, seasonal revenue, uneven books. We underwrite the business you actually run.
- 04Partnership
- One named funding expert from the first call through renewal. You will never re-explain your business to a queue.
About
Utah Roots.
Merchant Focused.
Fairpark Capital is not another big, impersonal lender. We combine better customer service, faster approvals, and the ability to fund second positions with the personal touch of a boutique team.
That's how we give your business an edge when it matters most.
5th Floor Salt Lake City, UT 84101.
Common Questions
Frequently Asked Questions
We live up to our name. Most applications are approved within 24 hours, and capital can often be delivered the same day.
Most businesses we fund have been operating for at least six months and are doing $10,000 or more in monthly revenue. There is no minimum credit score to apply — we look at the health of the business first.
Inventory, payroll, equipment, marketing, expansion, bridging a slow season, or consolidating more expensive debt. It is working capital for your business — you decide where it goes.
None. Applying takes a few minutes, does not affect your credit, and produces a real offer you are free to turn down.
Definitely, this is a key advantage for us. While many funders only look at new requests, we provide capital even if you have existing funding agreements.
Banks underwrite on collateral and take weeks to answer. We underwrite on business performance and answer in a day. You also get a named person in Salt Lake City rather than a call centre.
Still have a question? Talk to a funding expert.
Ready to Get Funded?
Your dedicated funding expert is waiting. Start your application now.